{"id":2219,"date":"2024-04-26T15:15:34","date_gmt":"2024-04-26T07:15:34","guid":{"rendered":"https:\/\/www.creditpalhk.com\/?page_id=2219"},"modified":"2024-07-23T18:46:24","modified_gmt":"2024-07-23T10:46:24","slug":"loan-service-en","status":"publish","type":"page","link":"https:\/\/www.creditpalhk.com\/index.php\/en\/loan-service-en\/","title":{"rendered":"Loan Service"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2219\" class=\"elementor elementor-2219\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0b56ae4 ct-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0b56ae4\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-037cc12\" data-id=\"037cc12\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4bcd908 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4bcd908\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Private Loan<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f200a2 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"5f200a2\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Loans tailored to your needs have never been easier<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efc0154 elementor-mobile-align-center elementor-align-left banner_btn elementor-tablet-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"efc0154\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"\/index.php\/en\/apply-now\/?radio=Loan\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eb4a273 ct-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eb4a273\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-910b4da\" data-id=\"910b4da\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-192f3fe elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"192f3fe\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">If you have any financial needs, we will provide you with easy loan solutions<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cfb4c89 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"cfb4c89\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#0c0d0e;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 var(--divider-element-spacing);flex-shrink:0}.elementor-widget-divider .elementor-icon{font-size:var(--divider-icon-size)}.elementor-widget-divider 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.elementor-divider-separator:after{content:none}.elementor-widget-divider--element-align-end .elementor-divider__element{margin-inline-end:0}.elementor-widget-divider:not(.elementor-widget-divider--view-line_text):not(.elementor-widget-divider--view-line_icon) .elementor-divider-separator{border-block-start:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--separator-type-pattern{--divider-border-style:none}.elementor-widget-divider--separator-type-pattern.elementor-widget-divider--view-line .elementor-divider-separator,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:after,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:before,.elementor-widget-divider--separator-type-pattern:not([class*=elementor-widget-divider--view]) .elementor-divider-separator{width:100%;min-height:var(--divider-pattern-height);-webkit-mask-size:var(--divider-pattern-size) 100%;mask-size:var(--divider-pattern-size) 100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}.e-con-inner>.elementor-widget-divider,.e-con>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2526f3c private_loan_btn elementor-widget elementor-widget-eael-adv-tabs\" data-id=\"2526f3c\" data-element_type=\"widget\" data-widget_type=\"eael-adv-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <div data-scroll-on-click=\"no\" data-scroll-speed=\"300\" id=\"eael-advance-tabs-2526f3c\" class=\"eael-advance-tabs eael-tabs-vertical eael-tab-auto-active  active-caret-on\" data-tabid=\"2526f3c\">\n            <div class=\"eael-tabs-nav\">\n                <ul class=\"eael-tab-top-icon\" role=\"tablist\">\n                                            <li id=\"private-loan\" class=\"inactive eael-tab-item-trigger\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"private-loan-tab\" aria-expanded=\"false\">\n                            \n                                                        \n                            \n                                                            <span class=\"eael-tab-title  title-after-icon\">Private Loan<\/span>                                                    <\/li>\n                                            <li id=\"owner-personal-loan\" class=\"inactive eael-tab-item-trigger\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"owner-personal-loan-tab\" aria-expanded=\"false\">\n                            \n                                                        \n                            \n                                                            <span class=\"eael-tab-title  title-after-icon\">Owner Personal Loan<\/span>                                                    <\/li>\n                                            <li id=\"mortgage-loans\" class=\"inactive eael-tab-item-trigger\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"mortgage-loans-tab\" aria-expanded=\"false\">\n                            \n                                                        \n                            \n                                                            <span class=\"eael-tab-title  title-after-icon\">Mortgage Loans<\/span>                                                    <\/li>\n                                    <\/ul>\n            <\/div>\n            \n            <div class=\"eael-tabs-content\">\n\t\t        \n                    <div id=\"private-loan-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"private-loan-tab\">\n\t\t\t\t        \t\t\t\t\t        <div class=\"private_loan_tab\">\n<div class=\"private_loan_card\">\n<div class=\"private_loan_icon\">\n<div class=\"col-xs-12 col-md-3\">\n\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/img\/repayment.svg\" \/>\n<h6>Flexible repayment period 3-60 months<\/h6>\n<\/div>\n<div class=\"col-xs-12 col-md-3\">\n\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/img\/fps.svg\" \/>\n<h6>Once approved<br>\nFPS loan<\/h6>\n<\/div>\n<div class=\"col-xs-12 col-md-3\">\n\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/img\/flexible_repayment.svg\" \/>\n<h6>Flexible repayment options,Fixed repayment\/interest first and then principal<\/h6>\n<\/div>\n<div class=\"col-xs-12 col-md-3\">\n\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/img\/limit.svg\" \/>\n<h6>Express approval, The limit is up to 600,000<\/h6>\n<\/div>\n<\/div>\n<div class=\"clearFix\"><\/div>\n<div class=\"tips\">*The company reserves the right to change the terms at any time and the final decision on loan approval.<\/div>\n<\/div>\n<\/div>\t\t\t\t                            <\/div>\n\t\t        \n                    <div id=\"owner-personal-loan-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"owner-personal-loan-tab\">\n\t\t\t\t        \t\t\t\t\t        <div class=\"private_loan_tab\">\n<div class=\"private_loan_card\">\n<div class=\"private_loan_icon\">\n<div class=\"col-xs-12 col-md-3\">\n\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/img\/mortgage.svg\" \/>\n<h6>No collateral required<\/h6>\n<\/div>\n<div class=\"col-xs-12 col-md-3\">\n\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/img\/limit.svg\" \/>\n<h6>The limit is up to 1 million<\/h6>\n<\/div>\n<div class=\"col-xs-12 col-md-3\">\n\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/img\/property_60.svg\" \/>\n<h6>No restriction on property type<\/h6>\n<\/div>\n<div class=\"col-xs-12 col-md-3\">\n\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/img\/repayment.svg\" \/>\n<h6>Extra long repayment period up to 96 months<\/h6>\n<\/div>\n<\/div>\n<div class=\"clearFix\"><\/div>\n<div class=\"tips\">*The company reserves the right to change the terms at any time and the final decision on loan approval.<\/div>\n<\/div>\n<\/div>\t\t\t\t                            <\/div>\n\t\t        \n                    <div id=\"mortgage-loans-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"mortgage-loans-tab\">\n\t\t\t\t        \t\t\t\t\t        <div class=\"private_loan_tab\">\n<div class=\"private_loan_card\">\n<div class=\"private_loan_icon\">\n<div class=\"col-xs-12 col-md-3\">\n\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/img\/accept_property.svg\" \/>\n<h6>Accepts any property type, regardless of building age<\/h6>\n<\/div>\n<div class=\"col-xs-12 col-md-3\">\n\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/img\/apply.svg\" \/>\n<h6>Accept any credit rating application<\/h6>\n<\/div>\n<div class=\"col-xs-12 col-md-3\">\n\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/img\/15minutes.svg\" \/>\n<h6>The fastest application, approval in 15 minutes<\/h6>\n<\/div>\n<div class=\"col-xs-12 col-md-3\">\n\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/img\/free.svg\" \/>\n<h6>Early repayment without penalty interest<\/h6>\n<\/div>\n<\/div>\n<div class=\"clearFix\"><\/div>\n<div class=\"tips\">*Property mortgage ratio is as high as 80%, and the repayment period is as long as 360 months<\/div>\n<\/div>\n<\/div>\t\t\t\t                            <\/div>\n\t\t                    <\/div>\n        <\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d660a09 ct-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d660a09\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-75e2f0b\" data-id=\"75e2f0b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c08231b elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"c08231b\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Loan Calculation<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-039d6a0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"039d6a0\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-535a8b0 elementor-widget elementor-widget-html\" data-id=\"535a8b0\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<script src=\"https:\/\/code.jquery.com\/jquery-3.7.1.js\" integrity=\"sha256-eKhayi8LEQwp4NKxN+CfCh+3qOVUtJn3QNZ0TciWLP4=\" crossorigin=\"anonymous\"><\/script>\r\n<link rel=\"stylesheet\" href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/jqueryui\/1.13.3\/themes\/base\/jquery-ui.min.css\" integrity=\"sha512-8PjjnSP8Bw\/WNPxF6wkklW6qlQJdWJc\/3w\/ZQPvZ\/1bjVDkrrSqLe9mfPYrMxtnzsXFPc434+u4FHLnLjXTSsg==\" crossorigin=\"anonymous\" referrerpolicy=\"no-referrer\" \/>\r\n<script src=\"https:\/\/code.jquery.com\/ui\/1.13.3\/jquery-ui.js\" integrity=\"sha256-J8ay84czFazJ9wcTuSDLpPmwpMXOm573OUtZHPQqpEU=\" crossorigin=\"anonymous\"><\/script>\r\n<script type=\"text\/javascript\">\r\n\t\tvar animation_2 = false;\r\n\t\t$(function(){\t\t\r\n\t\t$(window).on('load', function(){\t\t\r\n    \tvar hash_pos = window.location.href.indexOf('#');\r\n    \tcheck_scroll();\r\n\t\t});\r\n\t\t\t\r\n\t\t$(window).scroll(check_scroll);\r\n\t\t\t\r\n\t\t$(\"#month\").change(function(){\r\n\t\t\t$(\"#month-slider\").slider(\"value\",$(this).val());\r\n\t\t});\r\n\t\t\t\r\n\t\t$(\"#hkd\").focus(function(){\r\n\t\t\t$(this).val($(this).val().replace(\/,\/g,''));\r\n\t\t});\r\n\t\t\t\r\n\t\t$(\"#hkd\").change(function(){\r\n\t\t\t$(\"#hkd-slider\").slider(\"value\",$(this).val().replace(\/,\/g,''));\r\n\t\t});\r\n\t\t\t\r\n\t\t$(\"#hkd\").blur(function(){\r\n\t\t\t$(this).val(numberWithCommas($(this).val()));\r\n\t\t});\r\n\t\t\t\r\n\t\t$(\"#hkd-slider\").slider({\r\n\t\t\tmin:5000,\r\n\t\t\tmax:600000,\r\n\t\t\tstep:1000,\r\n\t\t\trange:\"min\",\r\n\t\t\tchange:function(event,ui){\r\n\t\t\t\t$(\"#hkd\").val(numberWithCommas(ui.value));\r\n\t\t\t\t$(\"#PMT\").text(PMT());\r\n\t\t\t},\r\n\t\t\tslide:function(event,ui){\r\n\t\t\t\t$(\"#hkd\").val(numberWithCommas(ui.value));\r\n\t\t\t\t$(\"#PMT\").text(PMT());\r\n\t\t\t}\r\n\t\t});\r\n\t\t\t\r\n\t\t$(\"#month-slider\").slider({\r\n\t\t\t\tmin:3,\r\n\t\t\t\tmax:60,\r\n\t\t\t\trange:\"min\",\r\n\t\t\t\tchange:function(event,ui){\r\n\t\t\t\t\t$(\"#month\").val(ui.value);\r\n\t\t\t\t\t$(\"#PMT\").text(PMT());\r\n\t\t\t\t},\r\n\t\t\t\tslide:function(event,ui){\r\n\t\t\t\t\t$(\"#month\").val(ui.value);\r\n\t\t\t\t\t$(\"#PMT\").text(PMT());\r\n\t\t\t\t}\r\n\t\t\t});\r\n\t\t\t\r\n\t\t$(\"#hkd,#month\").change(function(){\r\n\t\t\t$(\"#PMT\").text(PMT());\r\n\t\t});\r\n\t\t\t\r\n\t\t$(\"a.colorbox\").colorbox({\r\n\t\t\tinnerWidth:Math.min($(window).width()*0.9,640),\r\n\t\t\tinnerHeight:390,\r\n\t\t\tiframe:true\r\n\t\t});\r\n\t\t});\r\n\r\n\t\tfunction check_scroll(){\r\n\t\t\tvar scroll_top = $(window).scrollTop();\r\n\t\t\t\r\n\t\t\tif(scroll_top+$(window).height()+80>=$(\".applicationContainer\").offset().top && !animation_2){\r\n\t\t\t\tanimation_2 = true;\r\n\t\t\t\t$(\".applicationContainer\").animate({opacity:1},1000,function(){\r\n\t\t\t\t\tanimate_hkd_slider();\r\n\t\t\t\t\tanimate_month_slider();\r\n\t\t\t\t});\r\n\t\t\t} \r\n\t\t}\r\n\r\n\t\tfunction animate_hkd_slider(){\t\r\n\t\t\tvar val = $(\"#hkd-slider\").slider(\"value\");\t\r\n\t\t\tif(val<70000){\r\n\t\t\t\t$(\"#hkd-slider\").slider(\"value\",val+1000);\r\n\t\t\t\tsetTimeout(animate_hkd_slider,20);\r\n\t\t\t} else {\r\n\t\t\t\t$(\"#hkd\").prop(\"readonly\",false);\r\n\t\t\t}\r\n\t\t}\r\n\r\n\t\tfunction animate_month_slider(){\t\r\n\t\t\tvar val = $(\"#month-slider\").slider(\"value\");\t\r\n\t\t\tif(val<24){\r\n\t\t\t\t$(\"#month-slider\").slider(\"value\",val+1);\r\n\t\t\t\tsetTimeout(animate_month_slider,50);\r\n\t\t\t} else {\r\n\t\t\t\t$(\"#month\").prop(\"readonly\",false);\r\n\t\t\t}\r\n\t\t}\r\n\r\n\t\tfunction PMT(){\r\n\t\t\tvar a = $(\"#hkd\").val().replace(\/,\/g,'');\r\n\t\t\tvar n = $(\"#month\").val();\r\n\t\t\tvar i = 18;\r\n\t\t\tif ( isNaN(n) == true ) return 0;\r\n\r\n\t\t\ti=i\/12;\r\n\t\t\tti=i\/100;\r\n\t\t\t\r\n\t\t\tti=1+ti\r\n\t\t\ttti=ti;\r\n\t\t\t\r\n\t\t\tfor (loopi=1;loopi<n;loopi++)\r\n\t\t\t\ttti=tti*ti;\r\n\t\t\ttti=1\/tti;\r\n\t\t\ttti=1-tti;\r\n\t\t\t\r\n\t\t\tti=i\/100;\r\n\t\t\ttti=ti\/tti;\r\n\t\t\t\r\n\t\t\ttti=a*tti;\r\n\t\t\tti=tti;\r\n\r\n\t\t\tif ( ti == tti.toFixed(0) )\r\n\t\t\t\treturn numberWithCommas(ti);\r\n\t\t\telse if( isNaN(ti.toFixed(0)))\r\n\t\t\t\treturn 0;\r\n\t\t\treturn numberWithCommas(ti.toFixed(0));\r\n\t\t}\r\n\r\n\t\tfunction numberWithCommas(x) {\t\r\n\t\t\treturn x.toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \",\");\r\n\t\t}\r\n\t<\/script>\r\n<div class=\"loan_ca_bg\">\r\n\t\t<div class=\"applicationContainer init calculate1\">\r\n\t\t\t\t<input type=\"hidden\" name=\"service_id\" value=\"4\">\r\n\t\t\t\t<div class=\"v_bar\">\r\n\t\t\t\t\t<h6>Loan Amount<\/h6>\r\n\t\t\t\t\t<div class=\"bar\">\r\n\t\t\t\t\t\t\t<div class=\"unit\">\r\n\t\t\t\t\t\t\t\t<div class=\"price_top\">\r\n\t\t\t\t\t\t\t\t<div class=\"left\">\r\n\t\t\t\t\t\t\t\t\tHK$ 5,000\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"num\">\r\n\t\t\t\t\t\t\t\t\t<input type=\"text\" name=\"LoanAmount\" id=\"hkd\" min=\"5000\" max=\"600000\" step=\"1000\">\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"right\">\r\n\t\t\t\t\t\t\t\t\tHK$ 600,000\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"bottom ui-slider ui-slider-horizontal ui-widget ui-widget-content ui-corner-all calculate_bar\" id=\"hkd-slider\">\r\n\t\t\t\t\t\t\t\t\t<div class=\"ui-slider-range ui-widget-header ui-corner-all ui-slider-range-min\" style=\"width: 0%;\"><\/div>\r\n\t\t\t\t\t\t\t\t\t<span class=\"ui-slider-handle ui-state-default ui-corner-all\" tabindex=\"0\" style=\"left: 10.9244%;\">\r\n\t\t\t\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"clearfix\"><\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"v_bar vbar_time\">\r\n\t\t\t\t\t<h6>Loan Term<\/h6>\r\n\t\t\t\t\t<div class=\"bar\">\r\n\t\t\t\t\t\t<div class=\"unit\">\r\n\t\t\t\t\t\t\t<div class=\"price_top\">\r\n\t\t\t\t\t\t\t<div class=\"left\">\r\n\t\t\t\t\t\t\t\t3 months\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<div class=\"num\">\r\n\t\t\t\t\t\t<input type=\"number\" name=\"Tenor\" id=\"month\" value=\"0\" min=\"6\" max=\"36\">\r\n\t\t\t\t\t\t<input type=\"hidden\" name=\"PropertyPrice\" value=\"0\">\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<div class=\"right\">\r\n\t\t\t\t\t\t\t\t60 months\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<div class=\"bottom ui-slider ui-slider-horizontal ui-widget ui-widget-content ui-corner-all  calculate_bar\" id=\"month-slider\">\r\n\t\t\t\t\t\t\t\t<div class=\"ui-slider-range ui-widget-header ui-corner-all ui-slider-range-min\" style=\"width: 0%;\"><\/div>\r\n\t\t\t\t\t\t\t\t<span class=\"ui-slider-handle ui-state-default ui-corner-all\" tabindex=\"0\" style=\"left: 33.3333%;\">\r\n\t\t\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"clearfix\"><\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"send\">\r\n\t\t\t\t\t<div class=\"editor\">\r\n\t\t\t\t\t\t<p>Monthly Payment: <span>HK$<span id=\"PMT\">0<\/span><\/span><\/p>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<\/div>\r\n\r\n\r\n\t\t<div class=\"loan_tips\">\r\n\t\t\t<p>1. The loan amount should be between $ 5000 and $ 600,000<\/p>\r\n\t\t\t<p>2. The monthly supply amount is calculated at 18%of the actual interest rate, and only for reference<\/p>\r\n\t\t\t<p class=\"small\">\r\n\t\t\t\tThe interest rate that customers can enjoy will be based on their personal credit. The actual interest rate does not exceed 48.00%of the annual interest rate, and the repayment period is generally 3 months to 60 months. <br>\r\nExample: With a loan HK $ 10,000, a monthly subscription of 1.35% (the actual annual interest rate^16.2%), the handling fee is free, calculated at the 12 -month repayment period, the monthly repayment amount is HK $ 908, the total supply is HK10,896 Essence <br>\r\nThe actual annual interest rate^: All fees and costs (including interest, handling fees, administrative fees, etc.) required by the borrower during the repayment period are calculated, and the annual interest rate is represented. <br>\r\n<b> CREDITPAL Limited retain the final decision right of loan approval and details <\/b>\r\n\t\t\t<\/p>\r\n\t\t<\/div>\r\n\r\n<\/div>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3687dc7 elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"3687dc7\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/index.php\/en\/apply-now\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f53354 ct-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3f53354\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0dd4326\" data-id=\"0dd4326\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-657e8b9 elementor-widget elementor-widget-spacer\" data-id=\"657e8b9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f2fa807 ct-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f2fa807\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bee65c5\" data-id=\"bee65c5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e83ecfc elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"e83ecfc\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Q&A<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16c1b2d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"16c1b2d\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a00aaf9 loan_fqa elementor-invisible elementor-widget elementor-widget-accordion\" data-id=\"a00aaf9\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-accordion{text-align:start}.elementor-accordion .elementor-accordion-item{border:1px solid #d5d8dc}.elementor-accordion .elementor-accordion-item+.elementor-accordion-item{border-top:none}.elementor-accordion .elementor-tab-title{margin:0;padding:15px 20px;font-weight:700;line-height:1;cursor:pointer;outline:none}.elementor-accordion .elementor-tab-title .elementor-accordion-icon{display:inline-block;width:1.5em}.elementor-accordion .elementor-tab-title .elementor-accordion-icon svg{width:1em;height:1em}.elementor-accordion .elementor-tab-title .elementor-accordion-icon.elementor-accordion-icon-right{float:right;text-align:right}.elementor-accordion .elementor-tab-title .elementor-accordion-icon.elementor-accordion-icon-left{float:left;text-align:left}.elementor-accordion .elementor-tab-title .elementor-accordion-icon .elementor-accordion-icon-closed{display:block}.elementor-accordion .elementor-tab-title .elementor-accordion-icon .elementor-accordion-icon-opened,.elementor-accordion .elementor-tab-title.elementor-active .elementor-accordion-icon-closed{display:none}.elementor-accordion .elementor-tab-title.elementor-active .elementor-accordion-icon-opened{display:block}.elementor-accordion .elementor-tab-content{display:none;padding:15px 20px;border-top:1px solid #d5d8dc}@media (max-width:767px){.elementor-accordion .elementor-tab-title{padding:12px 15px}.elementor-accordion .elementor-tab-title .elementor-accordion-icon{width:1.2em}.elementor-accordion .elementor-tab-content{padding:7px 15px}}.e-con-inner>.elementor-widget-accordion,.e-con>.elementor-widget-accordion{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1671\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1671\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">1. What is the loan application and approval process?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1671\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1671\"><p>The loan application and approval process is as follows:<br \/>1) Fill in simple information online and submit loan application<br \/>2) We will notify you of the preliminary approval result via SMS<br \/>3) Submit documents according to the mobile phone SMS instructions: Hong Kong identity card, address proof, bank account record<br \/>4) Receive confirmation call from a dedicated person<br \/>5) The loan is successfully approved and the loan is disbursed within the same day after signing the contract.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1672\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1672\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">2. What qualifications are required to apply for a private loan?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1672\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1672\"><p>Applicants must be Hong Kong residents aged 18 or above with income (housewives are subject to the income of their spouse).<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1673\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1673\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">3. Can self-employed persons or those without proof of income apply?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1673\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1673\"><p>Yes, we will make flexible approval based on the financial situation of individual people. Housewives can also apply.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1674\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1674\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">4. If you have a bad credit record (such as a person who has been discharged from bankruptcy), is there any chance of getting a loan?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1674\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1674\"><p>Credit history is not the only factor we consider. Applicants who have been bankrupt can also use our company&#8217;s private loan services as long as they meet our approval requirements.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1675\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1675\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">5. Can I apply if I have no stable income?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1675\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1675\"><p>Yes, even if you have no stable income, you can still apply for a loan as long as you have sufficient repayment ability.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1676\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1676\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">6. Are there any processing fees for applying for a personal loan?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1676\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1676\"><p>There are no fees to apply for a private loan.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1677\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-1677\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">7. Will the loan documents be sent to the applicant\u2019s workplace or residential address?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1677\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-1677\"><p>We will not send relevant loan documents, including monthly statements, to the applicant&#8217;s home or workplace. However, if there is a default in repayment, we do not rule out sending an overdue repayment notice to the applicant&#8217;s home or place of work.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1678\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-1678\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">8. How is interest calculated?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1678\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-1678\"><p>Interest = Principal balance x annual interest rate\/365 x number of loan days<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1679\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-1679\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">9. How to repay the loan?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1679\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-1679\"><p>Customers can transfer\/deposit money\/FPS through their account before the repayment date<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"1. What is the loan application and approval process?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>The loan application and approval process is as follows:<br \\\/>1) Fill in simple information online and submit loan application<br \\\/>2) We will notify you of the preliminary approval result via SMS<br \\\/>3) Submit documents according to the mobile phone SMS instructions: Hong Kong identity card, address proof, bank account record<br \\\/>4) Receive confirmation call from a dedicated person<br \\\/>5) The loan is successfully approved and the loan is disbursed within the same day after signing the contract.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"2. What qualifications are required to apply for a private loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Applicants must be Hong Kong residents aged 18 or above with income (housewives are subject to the income of their spouse).<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"3. Can self-employed persons or those without proof of income apply?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes, we will make flexible approval based on the financial situation of individual people. Housewives can also apply.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"4. If you have a bad credit record (such as a person who has been discharged from bankruptcy), is there any chance of getting a loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Credit history is not the only factor we consider. Applicants who have been bankrupt can also use our company&#8217;s private loan services as long as they meet our approval requirements.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"5. Can I apply if I have no stable income?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes, even if you have no stable income, you can still apply for a loan as long as you have sufficient repayment ability.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"6. Are there any processing fees for applying for a personal loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>There are no fees to apply for a private loan.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"7. Will the loan documents be sent to the applicant\\u2019s workplace or residential address?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>We will not send relevant loan documents, including monthly statements, to the applicant&#8217;s home or workplace. However, if there is a default in repayment, we do not rule out sending an overdue repayment notice to the applicant&#8217;s home or place of work.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"8. How is interest calculated?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Interest = Principal balance x annual interest rate\\\/365 x number of loan days<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"9. How to repay the loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Customers can transfer\\\/deposit money\\\/FPS through their account before the repayment date<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-62ed01a ct-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"62ed01a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8ee9668\" data-id=\"8ee9668\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f3eecc1 elementor-widget elementor-widget-spacer\" data-id=\"f3eecc1\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Private Loan Loans tailored to your needs have never be [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/www.creditpalhk.com\/index.php\/wp-json\/wp\/v2\/pages\/2219"}],"collection":[{"href":"https:\/\/www.creditpalhk.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.creditpalhk.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.creditpalhk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.creditpalhk.com\/index.php\/wp-json\/wp\/v2\/comments?post=2219"}],"version-history":[{"count":122,"href":"https:\/\/www.creditpalhk.com\/index.php\/wp-json\/wp\/v2\/pages\/2219\/revisions"}],"predecessor-version":[{"id":7772,"href":"https:\/\/www.creditpalhk.com\/index.php\/wp-json\/wp\/v2\/pages\/2219\/revisions\/7772"}],"wp:attachment":[{"href":"https:\/\/www.creditpalhk.com\/index.php\/wp-json\/wp\/v2\/media?parent=2219"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}