{"id":3,"date":"2024-04-12T09:54:23","date_gmt":"2024-04-12T01:54:23","guid":{"rendered":"https:\/\/www.creditpalhk.com\/?page_id=3"},"modified":"2024-07-23T09:32:25","modified_gmt":"2024-07-23T01:32:25","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/www.creditpalhk.com\/index.php\/privacy-policy\/","title":{"rendered":"\u79c1\u96b1\u653f\u7b56\u53ca\u653e\u50b5\u4eba\u689d\u4f8b\u64c7\u8981"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3\" class=\"elementor elementor-3\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-632e7ebb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"632e7ebb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element 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(\u5982\u5be6\u969b\u5229\u7387\u8d85\u904e\u5e74\u606f3\u52066\u5398\u6216\u7acb\u6cd5\u6703\u6240\u8a02\u5b9a\u7684\u5176\u4ed6\u5229\u7387\u5373\u53ef\u8996\u70ba\u904e\u9ad8\u7684\u5229\u7387)\u3002\u6cd5\u5ead\u5728\u8003\u616e\u4e00\u5207\u60c5\u5f62\u5f8c\uff0c\u53ef\u5c07\u501f\u7d04\u7684\u689d\u4ef6\u4fee\u6539\uff0c\u4f7f\u5176\u5c0d\u7acb\u7d04\u5404\u65b9\u5747\u5c6c\u516c\u5e73\u3002 \u5c0d\u65bc\u5411\u5be6\u6536\u80a1\u4e0d\u5c11\u65bc$1,000,000\u7684\u516c\u53f8\u6240\u4f5c\u51fa\u7684\u4efb\u4f55\u8cb8\u6b3e\u6216\u4f5c\u51fa\u8a72\u7b49\u8cb8\u6b3e\u7684\u4efb\u4f55\u4eba\u58eb\uff0c\u672c\u689d\u898f\u5b9a\u4e26\u4e0d\u9069\u7528\u3002<\/p>\n<!-- \/wp:paragraph -->\n<p>\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b5f77e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b5f77e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7d480c3\" data-id=\"7d480c3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-053cd24 term_style elementor-widget elementor-widget-text-editor\" data-id=\"053cd24\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><!-- wp:heading --><\/p>\n<h2>\u79c1\u96b1\u653f\u7b56\u8072\u660e<\/h2>\n<p><!-- \/wp:heading -->\n\n<!-- wp:paragraph --><\/p>\n<h5>1. \u5f15\u8a00<\/h5>\n<p>1.1 \u6b64\u8072\u660e\u4e43\u63a1\u7d0d\u70baCREDITPAL\u6709\u9650\u516c\u53f8\uff08\u4e0b\u7a31\u300c\u672c\u516c\u53f8\u300d\uff09\u53ca\u5176\u6240\u6709\u5728\u9999\u6e2f\u7279\u5225\u884c\u653f\u5340(\u300c\u9999\u6e2f\u300d)\u7684\u76f4\u63a5\u53ca\u9593\u63a5\u9644\u5c6c\u516c\u53f8\u7684\u300c\u79c1\u96b1\u653f\u7b56\u8072\u660e\u300d\uff08\u4e0b\u7a31\u300c\u672c\u8072\u660e\u300d\uff09\u3002\u672c\u8072\u660e\u7684\u689d\u6587\u69cb\u6210\u8cc7\u6599\u7576\u4e8b\u4eba\u6240\u6301\u6709\u7684\u672c\u516c\u53f8\u5e33\u6236\u7684\u689d\u6b3e\u53ca\u7d30\u5247\u53ca \/ \u6216\u8cc7\u6599\u7576\u4e8b\u4eba\u8207\u672c\u516c\u53f8\u8a02\u7acb\u7684\u5354\u8b70\u6216\u5b89\u6392\u7684\u4e00\u90e8\u5206\u3002\u5982\u6709\u4efb\u4f55\u6b67\u7fa9\uff0c\u6982\u4ee5\u672c\u8072\u660e\u7684\u689d\u6587\u70ba\u6e96\u3002\u672c\u8072\u660e\u4e26\u4e0d\u9650\u5236\u8cc7\u6599\u7576\u4e8b\u4eba\u5728\u300a\u500b\u4eba\u8cc7\u6599(\u79c1\u96b1)\u689d\u4f8b\u300b(\u300c\u8a72\u689d\u4f8b\u300d)\u4e0b\u4e4b\u6b0a\u5229\u3002<\/p>\n<p>1.2 \u5c31\u672c\u8072\u660e\u7684\u76ee\u7684\u800c\u8a00\uff0c\u300cCREDITPAL\u300d\u6307 CREDITPAL\u6709\u9650\u516c\u53f8\u53ca\u5176\u9644\u5c6c\u516c\u53f8\u53ca\u806f\u5c6c\u6a5f\u69cb(\u5305\u62ec\u8a72\u7b49\u9644\u5c6c\u516c\u53f8\u6216\u806f\u5c6c\u6a5f\u69cb\u7684\u5206\u884c\u6216\u8fa6\u4e8b\u8655)\u3002<\/p>\n<h5>2. \u8cc7\u6599\u7576\u4e8b\u4eba<\/h5>\n<p>\u672c\u8072\u660e\u5167\u5c0d\u300c\u8cc7\u6599\u7576\u4e8b\u4eba\u300d\u7684\u63d0\u8ff0\u6307\u672c\u516c\u53f8\u5ba2\u6236\u53ca\u5411\u672c\u516c\u53f8\u63d0\u4f9b\u8cc7\u6599(\u5305\u62ec\u300c\u8a72\u689d\u4f8b\u300d)\u6240\u754c\u5b9a\u7684\u500b\u4eba\u8cc7\u6599)\u7684\u5176\u4ed6\u985e\u578b\u4eba\u58eb\uff0c\u5305\u62ec\u4f46\u4e0d\u9650\u65bc\u672c\u516c\u53f8\u63d0\u4f9b\u7684\u4fe1\u8cb8\u53ca\u76f8\u95dc\u8cb8\u6b3e\u670d\u52d9\u548c\u7522\u54c1\u53ca\u6388\u4fe1\u7684\u7533\u8acb\u4eba\u6216\u5ba2\u6236\/\u7528\u6236\u53ca\u5176\u88ab\u6388\u6b0a\u4eba\u3001\u57fa\u65bc\u5c0d\u672c\u516c\u53f8\u8ca0\u6709\u7684\u8cac\u4efb\u800c\u51fa\u4efb\u64d4\u4fdd\u4eba\u53ca\u63d0\u4f9b\u62b5\u62bc\u3001\u64d4\u4fdd\u6216\u4efb\u4f55\u5f62\u5f0f\u7684\u652f\u6301\u7684\u4eba\u58eb\u3001\u80a1\u6771\u3001\u8463\u4e8b\u3001\u516c\u53f8\u8077\u54e1\u53ca\u7d93\u7406\u3001\u7368\u8cc7\u7d93\u71df\u8005\u3001\u5408\u5925\u4eba\u3001\u4f9b\u61c9\u5546\u3001\u627f\u5305\u5546\u3001\u670d\u52d9\u4f9b\u61c9\u5546\u53ca\u5176\u4ed6\u5408\u7d04\u5c0d\u624b\u3002<\/p>\n<h5>3. \u4f7f\u7528\u500b\u4eba\u8cc7\u6599\u7684\u76ee\u7684<\/h5>\n<p>3.1 \u8cc7\u6599\u7576\u4e8b\u4eba\u5728\u958b\u7acb\u6216\u5ef6\u7e8c\u8cec\u6236\u3001\u5efa\u7acb\u6216\u5ef6\u7e8c\u672c\u516c\u53f8\u4fe1\u8cb8\u6216\u8981\u6c42\u672c\u516c\u53f8\u63d0\u4f9b\u4fe1\u8cb8\u53ca\u76f8\u95dc\u670d\u52d9\u548c\u7522\u54c1\u53ca\u6388\u4fe1\u6642\uff08\u5305\u62ec\u4f46\u4e0d\u9650\u65bc\u672c\u516c\u53f8\u4e4b\u79c1\u4eba\u8cb8\u6b3e\u3001\u5faa\u74b0\u8cb8\u6b3e\u3001\u6a13\u5b87\u6309\u63ed\u53ca\u6a13\u5b87\u4f30\u50f9\u670d\u52d9\u7b49\uff09\u9700\u4e0d\u6642\u5411\u672c\u516c\u53f8\u63d0\u4f9b\u6709\u95dc\u7684\u8cc7\u6599\uff0c\u4ee5\u4f5c\u70ba\u8655\u7406\u53ca\u5be9\u6279\u8a72\u9805\u7533\u8acb\u3002<\/p>\n<p>3.2 \u82e5\u8cc7\u6599\u7576\u4e8b\u4eba\u672a\u80fd\u5411\u672c\u516c\u53f8\u63d0\u4f9b\u8a72\u7b49\u8cc7\u6599\u3001\u53ef\u80fd\u6703\u5c0e\u81f4\u672c\u516c\u53f8\u7121\u6cd5\u958b\u7acb\u6216\u5ef6\u7e8c\u8cec\u6236\u6216\u5efa\u7acb\u6216\u5ef6\u7e8c\u672c\u516c\u53f8\u4fe1\u8cb8\u6216\u8981\u6c42\u672c\u516c\u53f8\u63d0\u4f9b\u4fe1\u8cb8\u53ca\u76f8\u95dc\u670d\u52d9\u548c\u7522\u54c1\u53ca\u6388\u4fe1\u3002<\/p>\n<p>3.3 \u8cc7\u6599\u7576\u4e8b\u4eba\u8207\u672c\u516c\u53f8\u5728\u5ef6\u7e8c\u6b63\u5e38\u696d\u52d9\u904b\u4f5c\u4e2d\uff0c\u672c\u516c\u53f8\u4ea6\u6703\u6536\u96c6\u8cc7\u6599\u7576\u4e8b\u4eba\u7684\u8cc7\u6599\uff0c\u4f8b\u5982\uff0c\u89aa\u8eab\u6216\u4ee5\u96fb\u8a71\u6216\u7db2\u4e0a\u7533\u8acb\u8cb8\u6b3e\u6216\u5ef6\u7e8c\u8cb8\u6b3e\u8cec\u6236\u3001\u5305\u62ec\u7d93\u4fe1\u8cb8\u8cc7\u6599\u670d\u52d9\u6a5f\u69cb\u6240\u7372\u5f97\u7684\u8cc7\u6599\u3002<\/p>\n<p>3.4 \u8cc7\u6599\u7576\u4e8b\u4eba\u4e4b\u8cc7\u6599\u7684\u7528\u9014\u5c07\u8996\u4e4e\u5176\u8207\u672c\u516c\u53f8\u7684\u95dc\u4fc2\u6027\u8cea\u6709\u6240\u4e0d\u540c\uff0c\u5927\u81f4\u800c\u8a00\uff0c\u53ef\u5305\u62ec\u4e0b\u5217\u4efb\u4f55\u6216\u6240\u6709\u7528\u9014\uff1a<\/p>\n<ul>\n<li>(a) \u8003\u616e\u3001\u8a55\u4f30\u53ca\u8655\u7406\u4fe1\u8cb8\u53ca\/\u6216\u5176\u4ed6\u91d1\u878d\u8ca1\u52d9\u670d\u52d9\u53ca\u501f\u8cb8\u6388\u4fe1\u7533\u8acb\uff1b<\/li>\n<li>(b) \u63d0\u4f9b\u670d\u52d9\u548c\u4fe1\u8cb8\u4fbf\u5229\u7d66\u8cc7\u6599\u7576\u4e8b\u4eba\u4e4b\u65e5\u5e38\u904b\u4f5c\uff1b<\/li>\n<li>(c) \u9032\u884c\u4fe1\u8cb8\u53ca\u5176\u4ed6\u72c0\u6cc1\u5be9\u67e5\uff1b<\/li>\n<li>(d) \u7de8\u5236\u53ca\u7dad\u6301\u672c\u516c\u53f8\u7684\u4fe1\u8cb8\u8a55\u5206\u6a21\u5f0f\uff1b<\/li>\n<li>(e) \u5354\u52a9\u5176\u4ed6\u8ca1\u52d9\u6a5f\u69cb\u4f5c\u4fe1\u7528\u6aa2\u67e5\u53ca\u8ffd\u8a0e\u50b5\u52d9\uff1b<\/li>\n<li>(f) \u78ba\u4fdd\u8cc7\u6599\u7576\u4e8b\u4eba\u4fe1\u7528\u7dad\u6301\u826f\u597d\uff1b<\/li>\n<li>(g) \u8a2d\u8a08\u70ba\u8cc7\u6599\u7576\u4e8b\u4eba\u4f7f\u7528\u7684\u4fe1\u8cb8\u53ca\u76f8\u95dc\u8cb8\u6b3e\u670d\u52d9\u548c\u7522\u54c1\u53ca\u6388\u4fe1\uff1b<\/li>\n<li>(h) \u70ba\u63a8\u5ee3\u8ca1\u52d9\u670d\u52d9\u3001\u7522\u54c1\u53ca\u5176\u4ed6\u9805\u76ee\uff08\u8a73\u898b\u4e0b\u8ff0\u7b2c4\u6bb5\uff09\uff1b<\/li>\n<li>(i) \u57f7\u884c\u5167\u90e8\u76e3\u63a7\u63aa\u65bd\uff0c\u5305\u62ec\u78ba\u5b9a\u672c\u516c\u53f8\u8207\u8cc7\u6599\u7576\u4e8b\u4eba\u76f8\u4e92\u9593\u7684\u50b5\u52d9\uff1b<\/li>\n<li>(j) \u63d0\u4f9b\u4fe1\u7528\u67e5\u8a62\u5099\u8003\u66f8(\u72c0\u6cc1\u67e5\u8a62)\uff1b<\/li>\n<li>(k) \u70ba\u8cc7\u6599\u7576\u4e8b\u4eba\u6216\u975e\u8cc7\u6599\u7576\u4e8b\u4eba\u4f5c\u71df\u904b\u7528\u9014\u3001\u4fe1\u8cb8\u8a55\u4f30\u3001\u4fe1\u8cb8\u8a55\u5206\u6a21\u5f0f\u6216\u7d71\u8a08\u5206\u6790(\u5305\u62ec\u5728\u524d\u8ff0\u5404\u60c5\u6cc1\u4e0b\uff0c\u4f5c\u884c\u70ba\u5206\u6790\u53ca\u8a55\u4f30\u8207CREDITPAL\u7684\u6574\u9ad4\u95dc\u4fc2\uff0c\u7576\u4e2d\u5305\u62ec\u5c07\u8cc7\u6599\u7528\u65bc\u9075\u5b88CREDITPAL\u70ba\u7b26\u5408\u5236\u88c1\u6216\u9810\u9632\u6216\u5075\u6e2c\u6e05\u6d17\u9ed1\u9322\u3001\u6050\u6016\u5206\u5b50\u878d\u8cc7\u6d3b\u52d5\u6216\u5176\u4ed6\u975e\u6cd5\u6d3b\u52d5\u7684\u4efb\u4f55\u65b9\u6848\u5c31CREDITPAL\u5167\u5171\u7528\u8cc7\u6599\u53ca\u8cc7\u8a0a\u53ca\/\u6216\u8cc7\u6599\u53ca\u8cc7\u8a0a\u7684\u4efb\u4f55\u5176\u4ed6\u4f7f\u7528\u800c\u6307\u5b9a\u7684\u4efb\u4f55\u7fa9\u52d9\u3001\u898f\u5b9a\u3001\u653f\u7b56\u3001\u7a0b\u5e8f\u3001\u63aa\u65bd\u6216\u5b89\u6392\uff1b<\/li>\n<li>(l) \u5411\u8cc7\u6599\u7576\u4e8b\u4eba\u53ca\u70ba\u8cc7\u6599\u7576\u4e8b\u4eba\u7684\u8cac\u4efb\u63d0\u4f9b\u62b5\u62bc\u7684\u4eba\u58eb\u8ffd\u6536\u6b20\u6b3e\uff1b<\/li>\n<li>(m) \u4f5c\u70ba\u7dad\u6301\u8cc7\u6599\u7576\u4e8b\u4eba\u7684\u4fe1\u8cb8\u7d00\u9304\u6216\u5176\u4ed6\u7d00\u9304\uff0c\u4e0d\u8ad6\u8cc7\u6599\u7576\u4e8b\u4eba\u8207\u672c\u516c\u53f8\u662f\u5426\u5b58\u5728\u4efb\u4f55\u95dc\u4fc2\uff0c\u4ee5\u4f5c\u73fe\u5728\u6216\u5c07\u4f86\u53c3\u8003\u7528\uff1b<\/li>\n<li>(n) \u70ba\u7b26\u5408\u6839\u64da\u4e0b\u8ff0\u9069\u7528\u65bc\u672c\u516c\u53f8\u6216\u671f\u671b\u672c\u516c\u53f8\u9075\u5f9e\u7684\u6709\u95dc\u62ab\u9732\u53ca\u4f7f\u7528\u8cc7\u6599\u4e4b\u8cac\u4efb\u3001\u898f\u5b9a\u6216\u5b89\u6392\uff1a\n<ul>\n<li>i. \u4e0d\u8ad6\u65bc\u9999\u6e2f\u5883\u5167\u6216\u5883\u5916\u53ca\u4e0d\u8ad6\u76ee\u524d\u6216\u5c07\u4f86\u5b58\u5728\u7684\u5c0d\u5176\u5177\u6cd5\u5f8b\u7d04\u675f\u529b\u6216\u9069\u7528\u7684\u4efb\u4f55\u6cd5\u5f8b\uff1b<\/li>\n<li>ii. \u4e0d\u8ad6\u65bc\u9999\u6e2f\u5883\u5167\u6216\u5883\u5916\u53ca\u4e0d\u8ad6\u76ee\u524d\u6216\u5c07\u4f86\u5b58\u5728\u7684\u4efb\u4f55\u6cd5\u5f8b\u3001\u76e3\u7ba1\u3001\u653f\u5e9c\u3001\u7a05\u52d9\u3001\u57f7\u6cd5\u6216\u5176\u4ed6\u6a5f\u95dc\uff0c\u6216\u91d1\u878d\u670d\u52d9\u4f9b\u61c9\u5546\u7684\u81ea\u5f8b\u76e3\u7ba1\u6216\u884c\u696d\u7d44\u7e54\u6216\u5354\u6703\u4f5c\u51fa\u6216\u767c\u51fa\u7684\u4efb\u4f55\u6307\u5f15\u6216\u6307\u5c0e\uff1b<\/li>\n<li>iii. \u672c\u516c\u53f8\u6216\u4efb\u4f55\u5176\u4ed6CREDITPAL\u6210\u54e1\u56e0\u5176\u4f4d\u65bc\u6216\u8ddf\u76f8\u95dc\u672c\u5730\u6216\u5916\u5730\u7684\u6cd5\u5f8b\u3001\u76e3\u7ba1\u3001\u653f\u5e9c\u3001\u7a05\u52d9\u3001\u57f7\u6cd5\u6216\u5176\u4ed6\u6a5f\u95dc\uff0c\u6216\u81ea\u5f8b\u76e3\u7ba1\u6216\u884c\u696d\u7d44\u7e54\u6216\u5354\u6703\u7684\u53f8\u6cd5\u7ba1\u8f44\u5340\u6709\u95dc\u7684\u91d1\u878d\u3001\u5546\u696d\u3001\u696d\u52d9\u6216\u5176\u4ed6\u5229\u76ca\u6216\u6d3b\u52d5\uff0c\u800c\u5411\u8a72\u7b49\u672c\u5730\u6216\u5916\u5730\u7684\u6cd5\u5f8b\u3001\u76e3\u7ba1\u3001\u653f\u5e9c\u3001\u7a05\u52d9\u3001\u57f7\u6cd5\u6216\u5176\u4ed6\u6a5f\u95dc\uff0c\u6216\u91d1\u878d\u670d\u52d9\u4f9b\u61c9\u5546\u7684\u81ea\u5f8b\u76e3\u7ba1\u6216\u884c\u696d\u7d44\u7e54\u6216\u5354\u6703\u627f\u64d4\u6216\u88ab\u5f7c\u7b49\u65bd\u52a0\u7684\u4efb\u4f55\u76ee\u524d\u6216\u5c07\u4f86\u7684\u5408\u7d04\u6216\u5176\u4ed6\u627f\u8afe\uff1b<\/li>\n<\/ul>\n<\/li>\n<li>(o) \u672c\u516c\u53f8\u6216\u4efb\u4f55\u5176\u4ed6CREDITPAL\u6210\u54e1\u56e0\u5176\u4f4d\u65bc\u6216\u8ddf\u76f8\u95dc\u672c\u5730\u6216\u5916\u5730\u7684\u6cd5\u5f8b\u3001\u76e3\u7ba1\u3001\u653f\u5e9c\u3001\u7a05\u52d9\u3001\u57f7\u6cd5\u6216\u5176\u4ed6\u6a5f\u95dc\uff0c\u6216\u81ea\u5f8b\u76e3\u7ba1\u6216\u884c\u696d\u7d44\u7e54\u6216\u5354\u6703\u7684\u53f8\u6cd5\u7ba1\u8f44\u5340\u6709\u95dc\u7684\u91d1\u878d\u3001\u5546\u696d\u3001\u696d\u52d9\u6216\u5176\u4ed6\u5229\u76ca\u6216\u6d3b\u52d5\uff0c\u800c\u5411\u8a72\u7b49\u672c\u5730\u6216\u5916\u5730\u7684\u6cd5\u5f8b\u3001\u76e3\u7ba1\u3001\u653f\u5e9c\u3001\u7a05\u52d9\u3001\u57f7\u6cd5\u6216\u5176\u4ed6\u6a5f\u95dc\uff0c\u6216\u91d1\u878d\u670d\u52d9\u4f9b\u61c9\u5546\u7684\u81ea\u5f8b\u76e3\u7ba1\u6216\u884c\u696d\u7d44\u7e54\u6216\u5354\u6703\u627f\u64d4\u6216\u88ab\u5f7c\u7b49\u65bd\u52a0\u7684\u4efb\u4f55\u76ee\u524d\u6216\u5c07\u4f86\u7684\u5408\u7d04\u6216\u5176\u4ed6\u627f\u8afe\uff1b<\/li>\n<li>(p) \u8b93\u672c\u516c\u53f8\u6216\u4efb\u4f55\u5176\u4ed6CREDITPAL\u6210\u54e1\u7684\u5be6\u969b\u6216\u5efa\u8b70\u627f\u8b93\u4eba\u6216\u672c\u516c\u53f8\u6216\u4efb\u4f55\u5176\u4ed6CREDITPAL\u6210\u54e1\u5c0d\u8cc7\u6599\u7576\u4e8b\u4eba\u7684\u6b0a\u5229\u7684\u53c3\u8207\u4eba\u6216\u9644\u5c6c\u53c3\u8207\u4eba\u53ef\u8a55\u4f30\u3001\u8a02\u7acb\u53ca\u8655\u7406\u6d89\u53ca\u6709\u95dc\u8a72\u8f49\u8b93\u3001\u53c3\u8207\u6216\u9644\u5c6c\u53c3\u8207\u7684\u4ea4\u6613\uff1b\u53ca<\/li>\n<li>(q) \u672c\u516c\u53f8\u5728\u63d0\u4f9b\u7279\u5b9a\u670d\u52d9\u6216\u6388\u4fe1\u6642\u7279\u5225\u8a2d\u7acb\u7684\u7528\u9014\u3002\u6709\u95dc\u7a0b\u5e8f\u5305\u62ec\u914d\u5c0d\u7a0b\u5e8f(\u5982\u8a72\u689d\u4f8b\u6240\u754c\u5b9a\uff0c\u4f46\u5927\u81f4\u5305\u62ec\u6bd4\u8f03\u8cc7\u6599\u7576\u4e8b\u4eba\u7684\u5169\u7d44\u6216\u66f4\u591a\u8cc7\u6599\uff0c\u4ee5\u6c7a\u5b9a\u63a1\u53d6\u4e0d\u7b26\u5408\u8cc7\u6599\u7576\u4e8b\u4eba\u5229\u76ca\u7684\u884c\u52d5\uff0c\u4f8b\u5982\u5426\u6c7a\u7533\u8acb)\uff1b\u53ca<\/li>\n<li>(r) \u4e00\u5207\u8207\u4e0a\u8ff0\u6709\u95dc\u7e6b\u3001\u6709\u9644\u5e36\u6027\u6216\u6709\u95dc\u7684\u7528\u9014\uff0c\u5305\u62ec\u5c0b\u6c42\u5c08\u696d\u610f\u898b\u3002<\/li>\n<\/ul>\n<p>\u672c\u516c\u53f8\u50c5\u65bc\u4e0a\u8ff0\u7528\u9014\u4e0a\u5408\u7406\u5730\u9700\u8981\u6216\u9069\u7528\u6cd5\u5f8b\u898f\u5b9a\u7684\u671f\u9593\u4fdd\u5b58\u6709\u95dc\u8cc7\u6599\u3002\u9019\u5305\u62ec\u5728\u8655\u7406\u8207\u4ee5\u4e0a\u4efb\u4f55\u7528\u9014\u6709\u95dc\u7684\u67e5\u8a62\u800c\u5408\u7406\u5730\u9700\u8981\u7684\u671f\u9593\u5167\u4fdd\u5b58\u6709\u95dc\u8cc7\u6599\u3002<\/p>\n<p>3.5 \u672c\u516c\u53f8\u5c0d\u5176\u6240\u6301\u7684\u8cc7\u6599\u7576\u4e8b\u4eba\u8cc7\u6599\u5c07\u6703\u4fdd\u5bc6\uff0c\u4f46\u672c\u516c\u53f8\u53ef\u4ee5\u56e0\u7b2c3.4\u6bb5\u6240\u5217\u7684\u7528\u9014\u800c\u628a\u6709\u95dc\u6599\u63d0\u4f9b\u4e88\u4e0b\u5217\u4eba\u58eb(\u4e0d\u8ad6\u662f\u5426\u5728\u9999\u6e2f\u5883\u5167)\uff1a<\/p>\n<ul>\n<li>(a) \u4efb\u4f55CREDITPAL\u6210\u54e1\u3001\u4ee3\u7406\u4eba\u3001\u627f\u5305\u5546\uff0c\u6216\u5411\u672c\u516c\u53f8\u6216\u4efb\u4f55\u5176\u4ed6CREDITPAL\u6210\u54e1\u63d0\u4f9b\u8207\u672c\u516c\u53f8\u6216\u4efb\u4f55\u5176\u4ed6CREDITPAL\u6210\u54e1\u696d\u52d9\u904b\u4f5c\u4e0a\u6709\u95dc\u7684\u884c\u653f\u3001\u96fb\u8a0a\u3001\u96fb\u8166\u3001\u652f\u4ed8\u3001\u50b5\u52d9\u8ffd\u6536\u6216\u8b49\u5238\u7d50\u7b97\u3001\u8cc7\u6599\u8655\u7406\u6216\u5176\u4ed6\u670d\u52d9\u7684\u7b2c\u4e09\u65b9\u670d\u52d9\u4f9b\u61c9\u5546(\u6216\u5176\u9644\u5c6c\u516c\u53f8\u3001\u63a7\u80a1\u516c\u53f8\u6216\u95dc\u9023\u516c\u53f8)\uff1b<\/li>\n<li>(b) \u66fe\u5411\u672c\u516c\u53f8\u6216\u4efb\u4f55\u5176\u4ed6CREDITPAL\u6210\u54e1\u660e\u793a\u6216\u9ed8\u793a\u5730\u627f\u8afe\u5c07\u6709\u95dc\u8cc7\u6599\u4fdd\u5bc6\u7684\u4efb\u4f55\u5176\u4ed6\u4eba\u58eb\uff1b<\/li>\n<li>(c) \u4efb\u4f55\u8a8d\u53ef\u6a5f\u69cb(\u5b9a\u7fa9\u898b\u300a\u9280\u884c\u696d\u689d\u4f8b\u300b)\u6216\u65bc\u53e6\u4e00\u53f8\u6cd5\u7ba1\u8f44\u5340\u8207\u8cc7\u6599\u7576\u4e8b\u4eba\u9032\u884c\u6216\u64ec\u9032\u884c\u4ea4\u6613\u7684\u5176\u4ed6\u985e\u4f3c\u6027\u8cea\u7684\u8a8d\u53ef\u6216\u53d7\u898f\u7ba1\u5be6\u9ad4\uff1b<\/li>\n<li>(d) \u4ed8\u6b3e\u9280\u884c\u5411\u51fa\u7968\u4eba\u63d0\u4f9b\u5df2\u4ed8\u6b3e\u652f\u7968\u7684\u526f\u672c\uff08\u800c\u671f\u4e2d\u53ef\u80fd\u8f09\u6709\u95dc\u65bc\u6536\u6b3e\u4eba\u7684\u8cc7\u6599\uff09\uff1b<\/li>\n<li>(e) \u8cc7\u6599\u7576\u4e8b\u4eba\u56e0\u7533\u8acb\u672c\u516c\u53f8\u7684\u4fe1\u8cb8\u6388\u4fe1\u53ca \/ \u6216\u5176\u4ed6\u91d1\u878d\u7522\u54c1\u53ca\u670d\u52d9\u800c\u9078\u64c7\u63a5\u89f8\u7684\u7b2c\u4e09\u65b9\u670d\u52d9\u4f9b\u61c9\u5546\uff1b<\/li>\n<li>(f) \u4fe1\u8cb8\u8cc7\u6599\u670d\u52d9\u6a5f\u69cb\uff0c\u5305\u62ec\u4f46\u4e0d\u9650\u65bc\u4fe1\u8cb8\u8cc7\u6599\u5eab\uff1b\u800c\u5728\u8cc7\u6599\u7576\u4e8b\u4eba\u6b20\u8cec\u6642\uff0c\u5247\u53ef\u5c07\u8a72\u7b49\u8cc7\u6599\u63d0\u4f9b\u7d66\u6536\u6578\u516c\u53f8\uff1b<\/li>\n<li>(g) \u4efb\u4f55\u5f9e\u8cc7\u6599\u7576\u4e8b\u4eba\u6536\u53d6\u4ed8\u6b3e\u7684\u4eba\u58eb\u3001\u5176\u6536\u6b3e\u9280\u884c\u53ca\u4efb\u4f55\u8655\u7406\u6216\u8fa6\u7406\u8a72\u4ed8\u6b3e\u7684\u4e2d\u4ecb\u4eba\u58eb\uff1b<\/li>\n<li>(h) \u672c\u516c\u53f8\u6216\u4efb\u4f55\u5176\u4ed6CREDITPAL\u6210\u54e1\u6839\u64da\u5c0d\u672c\u516c\u53f8\u6216\u4efb\u4f55\u5176\u4ed6CREDITPAL\u6210\u54e1\u5177\u7d04\u675f\u529b\u6216\u9069\u7528\u7684\u4efb\u4f55\u6cd5\u5f8b\u898f\u5b9a\uff0c\u6216\u6839\u64da\u53ca\u70ba\u7b26\u5408\u4efb\u4f55\u6cd5\u5f8b\u3001\u76e3\u7ba1\u3001\u653f\u5e9c\u3001\u7a05\u52d9\u3001\u57f7\u6cd5\u6216\u5176\u4ed6\u6a5f\u95dc\uff0c\u6216\u91d1\u878d\u670d\u52d9\u4f9b\u61c9\u5546\u7684\u81ea\u5f8b\u76e3\u7ba1\u6216\u884c\u696d\u7d44\u7e54\u6216\u5354\u6703\u4f5c\u51fa\u6216\u767c\u51fa\u7684\u4e26\u671f\u671b\u672c\u516c\u53f8\u6216\u4efb\u4f55\u5176\u4ed6CREDITPAL\u6210\u54e1\u9075\u5b88\u7684\u4efb\u4f55\u6307\u5f15\u6216\u6307\u5c0e\uff0c\u6216\u6839\u64da\u672c\u516c\u53f8\u6216\u4efb\u4f55\u5176\u4ed6CREDITPAL\u6210\u54e1\u8207\u672c\u5730\u6216\u5916\u5730\u7684\u6cd5\u5f8b\u3001\u76e3\u7ba1\u3001\u653f\u5e9c\u3001\u7a05\u52d9\u3001\u57f7\u6cd5\u6216\u5176\u4ed6\u6a5f\u95dc\uff0c\u6216\u91d1\u878d\u670d\u52d9\u4f9b\u61c9\u5546\u7684\u81ea\u5f8b\u76e3\u7ba1\u6216\u884c\u696d\u7d44\u7e54\u6216\u5354\u6703\u7684\u4efb\u4f55\u5408\u7d04\u6216\u5176\u4ed6\u627f\u8afe(\u4ee5\u4e0a\u4e0d\u8ad6\u65bc\u9999\u6e2f\u5883\u5167\u6216\u5883\u5916\u53ca\u4e0d\u8ad6\u76ee\u524d\u6216\u5c07\u4f86\u5b58\u5728\u7684)\uff0c\u800c\u6709\u7fa9\u52d9\u6216\u4ee5\u5176\u4ed6\u65b9\u5f0f\u88ab\u8981\u6c42\u5411\u5176\u62ab\u9732\u8a72\u7b49\u8cc7\u6599\u7684\u4efb\u4f55\u4eba\u58eb\uff1b<\/li>\n<li>(i) \u672c\u516c\u53f8\u6216\u4efb\u4f55\u5176\u4ed6CREDITPAL\u6210\u54e1\u7684\u4efb\u4f55\u5be6\u969b\u6216\u5efa\u8b70\u627f\u8b93\u4eba\uff0c\u6216\u672c\u516c\u53f8\u6216\u4efb\u4f55\u5176\u4ed6CREDITPAL\u6210\u54e1\u5c0d\u8cc7\u6599\u7576\u4e8b\u4eba\u7684\u6b0a\u5229\u7684\u53c3\u8207\u4eba\u6216\u9644\u5c6c\u53c3\u8207\u4eba\u6216\u627f\u8b93\u4eba\uff1b\u53ca\n<ul>\n<li>i. \u4efb\u4f55CREDITPAL\u6210\u54e1;<\/li>\n<li>ii. \u7b2c\u4e09\u65b9\u91d1\u878d\u6a5f\u69cb\u3001\u627f\u4fdd\u4eba\u3001\u4fe1\u7528\u5361\u516c\u53f8\u3001\u8b49\u5238\u53ca\u6295\u8cc7\u670d\u52d9\u4f9b\u61c9\u5546\uff1b<\/li>\n<li>iii. \u7b2c\u4e09\u65b9\u596c\u8cde\u3001\u5e74\u8cc7\u596c\u52f5\u3001\u806f\u540d\u5408\u4f5c\u53ca\u512a\u60e0\u8a08\u5283\u4f9b\u61c9\u5546\uff1b<\/li>\n<li>iv. \u672c\u516c\u53f8\u7684\u5408\u8cc7\u516c\u53f8\u3001\u5546\u696d\u4f19\u4f34\u3001\u670d\u52d9\u4f9b\u61c9\u5546\u3001\u5408\u4f5c\u54c1\u724c\u5925\u4f34 (\u8a72\u7b49\u5408\u4f5c\u54c1\u724c\u5925\u4f34\u540d\u7a31\u6703\u65bc\u6709\u95dc\u670d\u52d9\u53ca\u7522\u54c1\u7684\u8868\u683c\u4e0a\u5217\u660e)<\/li>\n<li>v. \u6148\u5584\u6216\u975e\u725f\u5229\u7d44\u7e54\uff1b\u53ca<\/li>\n<li>vi. \u5c31\u4e0a\u8ff0\u7b2c3.4(h)\u6bb5\u800c\u7372\u672c\u516c\u53f8\u4efb\u7528\u4e4b\u7b2c\u4e09\u65b9\u670d\u52d9\u4f9b\u61c9\u5546\uff08\u5305\u62ec\u4f46\u4e0d\u9650\u65bc\u4ee3\u5bc4\u90f5\u4ef6\u516c\u53f8\u3001\u96fb\u8a0a\u516c\u53f8\u3001\u96fb\u8a71\u4fc3\u92b7\u53ca\u76f4\u92b7\u4ee3\u7406\u4eba\u3001\u96fb\u8a71\u670d\u52d9\u4e2d\u5fc3\u3001\u6578\u64da\u8655\u7406\u516c\u53f8\u53ca\u8cc7\u8a0a\u79d1\u6280\u516c\u53f8\uff09\uff0c\u4e0d\u8ad6\u5176\u6240\u5728\u5730\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>3.6 \u5c31\u4e0a\u8ff0\u7b2c3.4(c)\u6bb5\u4e4b\u76ee\u7684\uff0c\u672c\u516c\u53f8\u53ef\u4e0d\u6642\u5411\u4fe1\u8cb8\u8cc7\u6599\u670d\u52d9\u6a5f\u69cb\u67e5\u95b1\u53ca\u63d0\u53d6\u8cc7\u6599\u7576\u4e8b\u4eba\u7684\u500b\u4eba\u4fe1\u8cb8\u8cc7\u6599\uff0c\u4ee5\u6aa2\u8a0e\u4efb\u4f55\u8207\u4fe1\u8cb8\u5b89\u6392\u76f8\u95dc\u7684\u4e0b\u8ff0\u4e8b\u9805\uff1a<\/p>\n<ul>\n<li>(a) \u589e\u52a0\u4fe1\u8cb8\u984d\uff1b<\/li>\n<li>(b) \u7e2e\u6e1b\u4fe1\u8cb8\u984d\uff08\u5305\u62ec\u53d6\u6d88\u4fe1\u8cb8\u6216\u964d\u4f4e\u4fe1\u8cb8\u984d\uff09\uff1b\u6216<\/li>\n<li>(c) \u8207\u8cc7\u6599\u7576\u4e8b\u4eba\u5236\u8a02\u6216\u63a8\u884c\u50b5\u52d9\u5b89\u6392\u8a08\u5283\u3002<\/li>\n<\/ul>\n<p>\u672c\u516c\u53f8\u5411\u4fe1\u8cb8\u8cc7\u6599\u670d\u52d9\u6a5f\u69cb\u67e5\u95b1\u8cc7\u6599\u7576\u4e8b\u4eba\u7684\u500b\u4eba\u4fe1\u8cb8\u8cc7\u6599\u6642\uff0c\u5fc5\u9808\u7b26\u5408\u6839\u64da\u8a72\u689d\u4f8b\u6838\u51c6\u548c\u767c\u51fa\u4e4b\u300a\u500b\u4eba\u4fe1\u8cb8\u8cc7\u6599\u5be6\u52d9\u5b88\u5247\u300b(\u300c\u8a72\u898f\u5b9a\u300d) \u53ca\u5176\u4ed6\u76f8\u95dc\u7684\u76e3\u7ba1\u7684\u898f\u5b9a\u3002<\/p>\n<p>3.7 \u6709\u95dc\u8cc7\u6599\u7576\u6642\u4eba\u7121\u62b5\u62bc\u8cb8\u6b3e\u6216\u6309\u63ed\u7533\u8acb\u4e4b\u8cc7\u6599\uff08\u4e0d\u8ad6\u4f5c\u70ba\u501f\u6b3e\u4eba\u3001\u6309\u63ed\u4eba\u6216\u64d4\u4fdd\u4eba\u53ca\u4e0d\u8ad6\u4ee5\u8cc7\u6599\u7576\u4e8b\u4eba\u55ae\u540d\u6216\u8207\u5176\u4ed6\u4eba\u58eb\u806f\u540d\u65b9\u5f0f\uff09\uff0c\u672c\u516c\u53f8\uff08\u4ee5\u5176\u81ea\u8eab\u53ca\/\u6216\u4ee3\u7406\u4eba\u8eab\u4efd\uff09\u53ef\u5411\u4fe1\u8cb8\u8cc7\u6599\u670d\u52d9\u6a5f\u69cb\u63d0\u4f9b\u4e0b\u8ff0\u95dc\u65bc\u8cc7\u6599\u7576\u4e8b\u4eba\u7684\u8cc7\u6599\uff08\u5305\u62ec\u4efb\u4f55\u4e0b\u8ff0\u8cc7\u6599\u4e2d\u4e0d\u6642\u66f4\u65b0\u4e4b\u4efb\u4f55\u8cc7\u6599\uff09\uff1a<\/p>\n<ul>\n<li>(a) \u5168\u540d\uff1b<\/li>\n<li>(b) \u5c31\u6bcf\u5b97\u7121\u62b5\u62bc\u8cb8\u6b3e\u6216\u6309\u63ed\u7684\u8eab\u4efd\uff08\u5373\u4f5c\u70ba\u501f\u6b3e\u4eba\u3001\u6309\u63ed\u4eba\u6216\u64d4\u4fdd\u4eba\uff0c\u4ee5\u53ca\u4e0d\u8ad6\u4ee5\u8cc7\u6599\u7576\u4e8b\u4eba\u55ae\u540d\u6216\u8207\u5176\u4ed6\u4eba\u58eb\u806f\u540d\u65b9\u5f0f\uff09\uff1b<\/li>\n<li>(c) \u8eab\u5206\u8b49\u865f\u78bc\u6216\u65c5\u904a\u8b49\u4ef6\u865f\u78bc\uff1b<\/li>\n<li>(d) \u51fa\u751f\u65e5\u671f\uff1b<\/li>\n<li>(e) \u806f\u7d61\u96fb\u8a71\uff1b<\/li>\n<li>(f) \u901a\u4fe1\u5730\u5740\uff1b<\/li>\n<li>(g) \u5c31\u6bcf\u5b97\u7121\u62b5\u62bc\u8cb8\u6b3e\u6216\u6309\u63ed\u7684\u6309\u63ed\u8cec\u6236\u865f\u78bc\uff1b<\/li>\n<li>(h) \u5c31\u6bcf\u5b97\u7121\u62b5\u62bc\u8cb8\u6b3e\u6216\u6309\u63ed\u7684\u4fe1\u8cb8\u7a2e\u985e\u53ca\u91d1\u984d\uff1b<\/li>\n<li>(i) \u5c31\u6bcf\u5b97\u7121\u62b5\u62bc\u8cb8\u6b3e\u6216\u6309\u63ed\u7684\u6309\u63ed\u8cec\u6236\u72c0\u6cc1\uff08\u5982\u751f\u6548\u3001\u5df2\u7d50\u675f\u3001\u6487\u8cec\uff08\u56e0\u7834\u7522\u547d\u4ee4\u9664\u5916\uff09\u3001\u56e0\u7834\u7522\u547d\u4ee4\u7684\u6487\u8cec\uff09\uff1b\u53ca<\/li>\n<li>(j) \u5c31\u6bcf\u5b97\u7121\u62b5\u62bc\u8cb8\u6b3e\u6216\u6309\u63ed\u7684\u6309\u63ed\u8cec\u6236\u7d50\u675f\u65e5\u671f\uff08\u5982\u9069\u7528\uff09\u3002<\/li>\n<\/ul>\n<p>\u4fe1\u8cb8\u8cc7\u6599\u670d\u52d9\u6a5f\u69cb\u6703\u4f7f\u7528\u4e0a\u8ff0\u7531\u672c\u516c\u53f8\u63d0\u4f9b\u7684\u8cc7\u6599\uff0c\u7d71\u8a08\u8cc7\u6599\u7576\u4e8b\u4eba\uff08\u5206\u5225\u4ee5\u501f\u6b3e\u4eba\u3001\u6309\u63ed\u4eba\u6216\u64d4\u4fdd\u4eba\u8eab\u4efd\u3001\u53ca\u4e0d\u8ad6\u5176\u4ee5\u55ae\u540d\u6216\u8207\u5176\u4ed6\u4eba\u58eb\u806f\u540d\u65b9\u5f0f\uff09\u4e0d\u6642\u8207\u9999\u6e2f\u7684\u4fe1\u8cb8\u63d0\u4f9b\u8005\u6301\u6709\u4e4b\u7121\u62b5\u62bc\u8cb8\u6b3e\u6216\u6309\u63ed\u5b97\u6578\uff0c\u65bc\u4fe1\u8cb8\u8cc7\u6599\u5eab\u5167\u8b93\u4fe1\u8cb8\u63d0\u4f9b\u8005\u5171\u7528\uff08\u9808\u53d7\u8a72\u5b88\u5247\u7684\u898f\u5b9a\u6240\u9650\uff09\u3002<\/p>\n<h5>4. \u5728\u76f4\u92b7\u63a8\u5ee3\u4e2d\u4f7f\u7528\u8cc7\u6599<\/h5>\n<p>\u672c\u516c\u53f8\u64ec\u628a\u8cc7\u6599\u7576\u4e8b\u4eba\u7684\u8cc7\u6599\u7528\u65bc\u76f4\u92b7\u63a8\u5ee3\uff0c\u800c\u672c\u516c\u53f8\u7232\u8a72\u7528\u9014\u9808\u7372\u5f97\u8cc7\u6599\u7576\u4e8b\u4eba\u540c\u610f(\u5305\u62ec\u8868\u793a\u4e0d\u53cd\u5c0d)\u3002\u5c31\u6b64\uff0c\u8acb\u6ce8\u610f\uff1a<\/p>\n<p>4.1 \u672c\u516c\u53f8\u6216\u6703\u5c07\u672c\u516c\u53f8\u4e0d\u6642\u6301\u6709\u7684\u8cc7\u6599\u7576\u4e8b\u4eba\u59d3\u540d\u3001\u806f\u7d61\u8cc7\u6599\u3001\u7522\u54c1\u53ca\u670d\u52d9\u7d44\u5408\u8cc7\u6599\u3001\u4ea4\u6613\u6a21\u5f0f\u53ca\u884c\u70ba\u3001\u8ca1\u52d9\u80cc\u666f\u53ca\u4eba\u53e3\u7d71\u8a08\u6578\u64da\u7528\u65bc\u76f4\u92b7\u63a8\u5ee3\uff1b<\/p>\n<p>4.2 \u8cc7\u6599\u7576\u4e8b\u4eba\u4e0d\u6642\u4f7f\u7528\u7db2\u7ad9\u3001\u6d41\u52d5\u61c9\u7528\u7a0b\u5f0f\u7684\u76f8\u95dc\u8cc7\u6599\uff0c\u4e0d\u8ad6\u662f\u900f\u904e\u300c\u66f2\u5947\u300d\u6a94\u6848\u6216\u5176\u4ed6\u65b9\u5f0f\u6536\u96c6\u7528\u65bc\u76f4\u92b7\u63a8\u5ee3;<\/p>\n<p>4.3 \u53ef\u7528\u4f5c\u4fc3\u92b7\u4e0b\u5217\u985e\u5225\u7684\u670d\u52d9\u3001\u7522\u54c1\u53ca\u4fc3\u92b7\u6a19\u7684:<\/p>\n<ul>\n<li>(a) \u4fe1\u8cb8\u53ca\u76f8\u95dc\u670d\u52d9\u548c\u7522\u54c1\u53ca\u6388\u4fe1\uff1b<\/li>\n<li>(b) \u596c\u8cde\u3001\u5e74\u8cc7\u596c\u52f5\u6216\u512a\u60e0\u8a08\u5283\u53ca\u76f8\u95dc\u670d\u52d9\u548c\u7522\u54c1\uff1b<\/li>\n<li>(c) \u672c\u516c\u53f8\u7684\u5408\u8cc7\u516c\u53f8\u3001\u5546\u696d\u4f19\u4f34\u3001\u670d\u52d9\u4f9b\u61c9\u5546\u3001\u5408\u4f5c\u54c1\u724c\u5925\u4f34 (\u8a72\u7b49\u5408\u4f5c\u54c1\u724c\u5925\u4f34\u540d\u7a31\u6703\u65bc\u6709\u95dc\u670d\u52d9\u53ca\u7522\u54c1\u7684\u8868\u683c\u4e0a\u5217\u660e)\u63d0\u4f9b\u4e4b\u670d\u52d9\u53ca\u7522\u54c1\uff1b\u53ca<\/li>\n<li>(d) \u70ba\u6148\u5584\u53ca\u6216\u975e\u725f\u5229\u7684\u76ee\u7684\u4e4b\u6350\u6b3e\u53ca\u8cc7\u52a9\u3002<\/li>\n<\/ul>\n<p>4.4 \u4e0a\u8ff0\u670d\u52d9\u3001\u7522\u54c1\u53ca\u4fc3\u92b7\u6a19\u7684\u53ef\u7531\u672c\u516c\u53f8\u53ca\/\u6216\u4e0b\u8ff0\u4eba\u58eb\u63d0\u4f9b\u6216\uff08\u5982\u6d89\u53ca\u6350\u6b3e\u53ca\u8cc7\u52a9\uff09\u52df\u6350\uff1a<\/p>\n<ul>\n<li>(a) \u4efb\u4f55\u5176\u4ed6CREDITPAL\u6210\u54e1;<\/li>\n<li>(b) \u672c\u516c\u53f8\u7684\u5408\u8cc7\u516c\u53f8\u3001\u5546\u696d\u4f19\u4f34\u3001\u670d\u52d9\u4f9b\u61c9\u5546\u3001\u5408\u4f5c\u54c1\u724c\u5925\u4f34 (\u8a72\u7b49\u5408\u4f5c\u54c1\u724c\u5925\u4f34\u540d\u7a31\u6703\u65bc\u6709\u95dc\u670d\u52d9\u53ca\u7522\u54c1\u7684\u8868\u683c\u4e0a\u5217\u660e)\uff1b<\/li>\n<li>(c) \u6148\u5584\u6216\u975e\u725f\u5229\u7d44\u7e54\uff1b<\/li>\n<li>(d) \u7b2c\u4e09\u65b9\u91d1\u878d\u6a5f\u69cb\u3001\u627f\u4fdd\u4eba\u3001\u4fe1\u7528\u5361\u516c\u53f8\u3001\u8b49\u5238\u3001\u5546\u54c1\u53ca\u6295\u8cc7\u670d\u52d9\u4f9b\u61c9\u5546\uff1b<\/li>\n<li>(e) \u7b2c\u4e09\u65b9\u91d1\u878d\u6a5f\u69cb\u3001\u627f\u4fdd\u4eba\u3001\u4fe1\u7528\u5361\u516c\u53f8\u3001\u8b49\u5238\u3001\u5546\u54c1\u53ca\u6295\u8cc7\u670d\u52d9\u4f9b\u61c9\u5546\uff1b<\/li>\n<\/ul>\n<p>4.5 \u9664\u672c\u516c\u53f8\u63a8\u5ee3\u4e0a\u8ff0\u670d\u52d9\u3001\u7522\u54c1\u53ca\u9805\u76ee\u5916\uff0c\u672c\u516c\u53f8\u540c\u6642\u64ec\u63d0\u4f9b\u5217\u660e\u65bc\u4e0a\u8ff0\u7b2c4.1\u6bb5\u4e4b\u8cc7\u6599\u81f3\u4e0a\u8ff0\u7b2c4.4\u6bb5\u7684\u6240\u6709\u6216\u5176\u4e2d\u4efb\u4f55\u4eba\u58eb\uff0c\u8a72\u7b49\u4eba\u58eb\u85c9\u4ee5\u7528\u65bc\u63a8\u5ee3\u4e0a\u8ff0\u670d\u52d9\u3001\u7522\u54c1\u53ca\u9805\u76ee\uff0c\u800c\u672c\u516c\u53f8\u9808\u70ba\u6b64\u76ee\u7684\u53d6\u5f97\u8cc7\u6599\u7576\u4e8b\u4eba\u540c\u610f\uff08\u5176\u4e2d\u5305\u62ec\u8cc7\u6599\u7576\u4e8b\u4eba\u4e0d\u53cd\u5c0d\u4e4b\u8868\u793a\uff09\uff1b<\/p>\n<p>4.6 \u672c\u516c\u53f8\u5982\u4ee5\u4e0a\u7b2c4.5\u6bb5\u6240\u8ff0\u5c07\u8cc7\u6599\u63d0\u4f9b\u4e88\u5176\u4ed6\u4eba\u58eb\u53ef\u80fd\u6703\u7372\u5f97\u91d1\u9322\u6216\u5176\u4ed6\u8ca1\u7522\u7684\u56de\u5831\u3002\u5982\u672c\u516c\u53f8\u6703\u56e0\u70ba\u63d0\u4f9b\u8cc7\u6599\u4e88\u5176\u4ed6\u4eba\u58eb\u800c\u7372\u5f97\u4efb\u4f55\u91d1\u9322\u6216\u5176\u4ed6\u8ca1\u7522\u7684\u56de\u5831\uff0c\u672c\u516c\u53f8\u6703\u65bc\u4ee5\u4e0a\u7b2c4.5\u6bb5\u6240\u8ff0\u5fb5\u6c42\u8cc7\u6599\u7576\u4e8b\u4eba\u540c\u610f\u6216\u4e0d\u53cd\u5c0d\u6642\u5982\u662f\u901a\u77e5\u8cc7\u6599\u7576\u4e8b\u4eba\u3002<\/p>\n<p><strong>\u5982\u8cc7\u6599\u7576\u4e8b\u4eba\u4e0d\u5e0c\u671b\u672c\u516c\u53f8\u5982\u4e0a\u6240\u8ff0\u5c07\u5176\u8cc7\u6599\u7528\u65bc\u6216\u63d0\u4f9b\u4e88\u5176\u4ed6\u4eba\u58eb\u4f5c\u76f4\u92b7\u63a8\u5ee3\u7528\u9014\uff0c\u8cc7\u6599\u7576\u4e8b\u4eba\u53ef\u96a8\u6642\u901a\u77e5\u672c\u516c\u53f8\u4ee5\u884c\u4f7f\u5176\u62d2\u7d76\u76f4\u92b7\u63a8\u5ee3\u7684\u6b0a\u5229\uff0c\u6b64\u5b89\u6392\u4e26\u4e0d\u6536\u53d6\u4efb\u4f55\u8cbb\u7528\u3002<\/strong><\/p>\n<h5>5. \u500b\u4eba\u8cc7\u6599\u7684\u4fdd\u5b89<\/h5>\n<p>\u672c\u516c\u53f8\u7684\u653f\u7b56\u70ba\u6309\u7167\u8a72\u689d\u4f8b\u7684\u898f\u5b9a\uff0c\u70ba\u78ba\u4fdd\u500b\u4eba\u8cc7\u6599\u7684\u4fdd\u5b89\u7a0b\u5ea6\uff0c\u8cc7\u6599\u7684\u654f\u611f\u7a0b\u5ea6\u53ca\u56e0\u64c5\u81ea\u67e5\u95b1\u6240\u9020\u6210\u7684\u640d\u5bb3\u7a0b\u5ea6\u800c\u63d0\u4f9b\u9069\u7576\u7684\u4fdd\u969c\uff0c\u4ee5\u9632\u6b62\u8cc7\u6599\u88ab\u64c5\u81ea\u67e5\u95b1\u3001\u8655\u7406\u6216\u4f5c\u5176\u4ed6\u7528\u9014\u3002\u70ba\u9054\u5230\u9069\u7576\u7a0b\u5ea6\u7684\u4fdd\u5b89\uff0c\u672c\u516c\u53f8\u7684\u4e00\u8cab\u505a\u6cd5\u70ba\u900f\u904e\u63d0\u4f9b\u5b89\u5168\u7684\u5132\u5b58\u8a2d\u65bd\uff0c\u4ee5\u53ca\u5728\u8cc7\u6599\u5b58\u7f6e\u8a2d\u5099\u5be6\u65bd\u4fdd\u5b89\u63aa\u65bd\uff0c\u4f86\u56b4\u683c\u9650\u5236\u8cc7\u6599\u88ab\u67e5\u95b1\u3002\u672c\u516c\u53f8\u4ea6\u6703\u63a1\u53d6\u63aa\u65bd\u4ee5\u78ba\u4fdd\u8655\u7406\u8a72\u7b49\u8cc7\u6599\u7684\u4eba\u58eb\u5177\u5099\u826f\u597d\u64cd\u5b88\u3001\u5be9\u614e\u614b\u5ea6\u53ca\u8fa6\u4e8b\u80fd\u529b\u3002\u8cc7\u6599\u53ea\u6703\u4ee5\u59a5\u5584\u4fdd\u5b89\u7684\u65b9\u5f0f\u50b3\u9001\u3002<\/p>\n<h5>6. \u500b\u4eba\u8cc7\u6599\u7684\u6536\u96c6<\/h5>\n<p>\u6709\u95dc\u672c\u516c\u53f8\u5f9e\u4e92\u806f\u7db2\u6536\u96c6\u500b\u4eba\u8cc7\u6599\uff0c\u672c\u516c\u53f8\u6703\u63a1\u7d0d\u4ee5\u4e0b\u5be6\u52d9\uff1a<\/p>\n<ul>\n<li>(a) \u7db2\u4e0a\u4fdd\u5b89<\/li>\n\u672c\u516c\u53f8\u6703\u6309\u7167\u56b4\u683c\u7684\u4fdd\u5b89\u53ca\u4fdd\u5bc6\u6a19\u6e96\u4fdd\u969c\u5728\u4e92\u806f\u7db2\u63d0\u4f9b\u7d66\u672c\u516c\u53f8\u7684\u4efb\u4f55\u8cc7\u6599\u3002\u4e26\u5df2\u63a1\u7528\u52a0\u5bc6\u6cd5\u5728\u4e92\u806f\u7db2\u4e0a\u50b3\u8f38\u654f\u611f\u6027\u7684\u8cc7\u6599\uff0c\u4ee5\u4fdd\u969c\u500b\u4eba\u7684\u79c1\u96b1\u3002\n<li>(b)\u300c\u66f2\u5947\u300d\u6a94\u6848<\/li>\n\u300c\u66f2\u5947\u300d\u6a94\u6848\u662f\u7531\u7db2\u7ad9\u4f3a\u670d\u5668\u50b3\u9001\u81f3\u700f\u89bd\u5668\u7684\u5c0f\u6bb5\u8cc7\u8a0a\uff0c\u9019\u4e9b\u8cc7\u6599\u5132\u5b58\u65bc\u96fb\u8166\u786c\u789f\u4e2d\uff0c\u4f7f\u7db2\u7ad9\u4f3a\u670d\u5668\u80fd\u65bc\u7a0d\u5f8c\u518d\u5f9e\u700f\u89bd\u5668\u5167\u8b80\u53d6\u3002\u9019\u6709\u52a9\u7db2\u7ad9\u4fdd\u5b58\u67d0\u4e9b\u4f7f\u7528\u8005\u7684\u8cc7\u6599\u3002 \u300c\u66f2\u5947\u300d\u6a94\u6848\u88ab\u8a2d\u8a08\u6210\u53ea\u53ef\u8b93\u767c\u51fa\u7684\u7db2\u7ad9\u8b80\u53d6\uff0c\u4f46\u4e0d\u80fd\u7528\u4f5c\u53d6\u5f97\u4f7f\u7528\u8005\u7684\u786c\u789f\u8cc7\u6599\u3001\u96fb\u90f5\u5730\u5740\u6216\u6536\u96c6\u4f7f\u7528\u8005\u7684\u654f\u611f\u6027\u8cc7\u6599\u3002 \u672c\u516c\u53f8\u53ea\u5229\u7528\u300c\u66f2\u5947\u300d\u6a94\u6848\u4f86\u9451\u5b9a\u7279\u5b9a\u671f\u9593\u7684\u4f7f\u7528\u8005\uff0c\u800c\u4e0d\u6703\u628a\u4f7f\u7528\u8005\u7684\u654f\u611f\u6027\u8cc7\u6599\u5b58\u7f6e\u65bc\u300c\u66f2\u5947\u300d\u6a94\u6848\u5167\u3002\u7576\u4f7f\u7528\u8005\u700f\u89bd\u672c\u516c\u53f8\u7db2\u7ad9\u6642\uff0c\u6240\u6709\u806f\u7cfb\u5c07\u6703\u5229\u7528\u300c\u66f2\u5947\u300d\u6a94\u6848\u53bb\u9451\u5b9a\u4f7f\u7528\u8005\u8eab\u4efd\u3002\u7576\u4f7f\u7528\u8005\u7d50\u675f\u700f\u89bd\u672c\u516c\u53f8\u7db2\u7ad9\u6642\uff0c\u300c\u66f2\u5947\u300d\u6a94\u6848\u4ea6\u6703\u7121\u6548\u3002\u5018\u82e5\u4f7f\u7528\u8005\u5617\u8a66\u5c07\u5176\u7db2\u7d61\u700f\u89bd\u5668\u7684\u300c\u66f2\u5947\u300d\u6a94\u6848\u8a2d\u5b9a\u70ba\u505c\u6b62\u904b\u4f5c\uff0c\u4fbf\u672a\u5fc5\u80fd\u4f7f\u7528\u672c\u516c\u53f8\u7684\u7db2\u4e0a\u53ca\u5176\u4ed6\u91d1\u878d\u670d\u52d9\u3002\n<li>(c) \u7db2\u4e0a\u6539\u6b63\u8cc7\u6599<\/li>\n\u900f\u904e\u7db2\u4e0a\u8a2d\u65bd\u63d0\u4f9b\u7d66\u672c\u516c\u53f8\u7684\u500b\u4eba\u8cc7\u6599\u4e00\u7d93\u5448\u4ea4\uff0c\u4fbf\u672a\u5fc5\u80fd\u5728\u7db2\u4e0a\u53d6\u6d88\u3001\u6539\u6b63\u6216\u66f4\u65b0\u3002\u4f7f\u7528\u8005\u5982\u672a\u80fd\u5728\u7db2\u4e0a\u4f5c\u51fa\u53d6\u6d88\u3001\u6539\u6b63\u6216\u66f4\u65b0\uff0c\u4fbf\u9808\u806f\u7d61\u672c\u516c\u53f8\u6709\u95dc\u90e8\u9580\u6216\u5206\u884c\u3002\n<li>(d) \u7db2\u4e0a\u4fdd\u7559\u8cc7\u6599<\/li>\n\u5728\u7db2\u4e0a\u6536\u96c6\u7684\u500b\u4eba\u8cc7\u6599\u6703\u88ab\u8f49\u9001\u5230\u672c\u516c\u53f8\u6709\u95dc\u90e8\u9580\u6216\u5206\u884c\u8655\u7406\u3002\u500b\u4eba\u8cc7\u6599\u4e00\u822c\u4e0d\u6703\u5b58\u7f6e\u65bc\u7db2\u7ad9\u4f3a\u670d\u5668\u3002<\/ul>\n<h5>7. \u67e5\u95b1\u8cc7\u6599\u8981\u6c42\u53ca\u6539\u6b63\u8cc7\u6599\u8981\u6c42<\/h5>\n<p>7.1 \u6839\u64da\u53ca\u6309\u7167\u8a72\u689d\u4f8b\u53ca\u8a72\u5b88\u5247\u7684\u689d\u6b3e\uff0c\u4efb\u4f55\u8cc7\u6599\u7576\u4e8b\u4eba\u6709\u6b0a\uff1a<\/p>\n<ul>\n<li>(a) \u67e5\u660e\u672c\u516c\u53f8\u5c0d\u65bc\u8cc7\u6599\u7684\u653f\u7b56\u53ca\u6163\u4f8b\u548c\u7372\u544a\u77e5\u672c\u516c\u53f8\u6301\u6709\u7684\u500b\u4eba\u8cc7\u6599\u7a2e\u985e\uff1b<\/li>\n<li>(b) \u67e5\u6838\u672c\u516c\u53f8\u662f\u5426\u6301\u6709\u4ed6\u7684\u8cc7\u6599\u53ca\u67e5\u95b1\u8a72\u7b49\u8cc7\u6599\uff1b<\/li>\n<li>(c) \u8981\u6c42\u672c\u516c\u53f8\u6539\u6b63\u4efb\u4f55\u6709\u95dc\u4ed6\u7684\u4e0d\u6e96\u78ba\u7684\u8cc7\u6599\uff1b<\/li>\n<li>(d) \u6309\u8981\u6c42\u7372\u544a\u77e5\u90a3\u4e9b\u662f\u6703\u4f8b\u884c\u5411\u4fe1\u8cb8\u8cc7\u6599\u670d\u52d9\u6a5f\u69cb\u6216\u6536\u6578\u516c\u53f8\u62ab\u9732\u7684\u500b\u4eba\u8cc7\u6599\u985e\u5225\uff0c\u53ca\u7372\u672c\u516c\u53f8\u63d0\u4f9b\u9032\u4e00\u6b65\u8cc7\u6599\uff0c\u4ee5\u4fbf\u5411\u6709\u95dc\u4fe1\u8cb8\u8cc7\u6599\u670d\u52d9\u6a5f\u69cb\u6216\u6536\u6578\u516c\u53f8\u63d0\u51fa\u67e5\u95b1\u548c\u6539\u6b63\u8cc7\u6599\u7684\u8981\u6c42\uff1b\u53ca<\/li>\n<li>(e) \u5c0d\u65bc\u672c\u516c\u53f8\u5411\u4fe1\u8cb8\u8cc7\u6599\u670d\u52d9\u6a5f\u69cb\u63d0\u4f9b\u7684\u4efb\u4f55\u8cec\u6236\u8cc7\u6599\uff08\u70ba\u514d\u751f\u7591\u554f\uff0c\u5305\u62ec\u4efb\u4f55\u8cec\u6236\u9084\u6b3e\u8cc7\u6599\uff09\uff0c\u65bc\u6089\u6578\u6e05\u511f\u6b20\u6b3e\u4ee5\u7d42\u6b62\u8cec\u6236\u6642\uff0c\u6307\u793a\u672c\u516c\u53f8\u8981\u6c42\u6709\u95dc\u4fe1\u8cb8\u8cc7\u6599\u670d\u52d9\u6a5f\u69cb\u5f9e\u5176\u8cc7\u6599\u5eab\u4e2d\u522a\u9664\u8a72\u7b49\u8cec\u6236\u8cc7\u6599\uff0c\u60df\u662f\u9805\u6307\u793a\u5fc5\u9808\u65bc\u8cec\u6236\u7d42\u6b62\u5f8c5\u5e74\u5167\u767c\u51fa\uff0c\u4e14\u8a72\u8cec\u6236\u5728\u7dca\u63a5\u8cec\u6236\u7d42\u6b62\u4e4b\u524d5\u5e74\u5167\uff0c\u4e26\u7121\u8d85\u904e60\u5929\u7684\u62d6\u6b20\u9084\u6b3e\u8a18\u9304\u3002\u8cec\u6236\u9084\u6b3e\u8cc7\u6599\u5305\u62ec\u6700\u5f8c\u4e00\u6b21\u5230\u671f\u7684\u9084\u6b3e\u984d\u3001\u6700\u5f8c\u4e00\u6b21\u5831\u544a\u671f\u9593\u6240\u4f5c\u51fa\u7684\u9084\u6b3e\u984d\uff08\u5373\u7dca\u63a5\u672c\u516c\u53f8\u5411\u4fe1\u8cb8\u8cc7\u6599\u670d\u52d9\u6a5f\u69cb\u63d0\u4f9b\u6700\u5f8c\u4e00\u6b21\u8cec\u6236\u8cc7\u6599\u524d\u4e0d\u8d85\u904e31\u5929\u7684\u671f\u9593\uff09\u3001\u5269\u9918\u53ef\u7528\u4fe1\u8cb8\u984d\u3001\u6216\u672a\u511f\u9084\u6b3e\u984d\u53ca\u6b20\u6b3e\u8cc7\u6599\uff08\u5373\u904e\u671f\u6b20\u6b3e\u984d\u53ca\u903e\u671f\u9084\u6b3e\u65e5\u6578\u3001\u6e05\u9084\u904e\u671f\u6b20\u6b3e\u7684\u65e5\u671f\u53ca\u5168\u6578\u6e05\u9084\u62d6\u6b20\u8d85\u904e60\u5929\u7684\u6b20\u8cec\u4e4b\u65e5\u671f\uff08\u5982\u6709\uff09\uff09\u3002<\/li>\n<\/ul>\n<p>7.2 \u5728\u8cec\u6236\u51fa\u73fe\u4efb\u4f55\u6b20\u6b3e\u7684\u60c5\u6cc1\u4e0b\uff0c\u9664\u975e\u6b20\u6b3e\u91d1\u984d\u5728\u7531\u51fa\u73fe\u62d6\u6b20\u65e5\u671f\u8d77\u8a0860\u5929\u5c46\u6eff\u524d\u5168\u6578\u6e05\u9084\u6216\u6487\u8cec\uff08\u56e0\u7834\u7522\u547d\u4ee4\u9664\u5916\uff09\uff0c\u4fe1\u8cb8\u8cc7\u6599\u670d\u52d9\u6a5f\u69cb\u6240\u53ef\u7531\u5168\u6578\u6e05\u9084\u6b20\u6b3e\u91d1\u984d\u4e4b\u65e5\u671f\u8d77\u8a085\u5e74\u4fdd\u7559\u8cec\u6236\u9084\u6b3e\u8cc7\u6599\uff08\u8acb\u898b\u4e0a\u8ff0\u7b2c7.1(e)\u6bb5\u7684\u5b9a\u7fa9\uff09\u3002<\/p>\n<p>7.3 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